First time buyer mortgages

As a first time buyer, you should know how much you can borrow before you start viewing properties. The first thing a Mortgage Scout advisor does is to assess your affordability, taking into account your income, expenditure and commitments. Taking these factors into account will help them track down the lender that’s right for your needs. And you’ll have a much better idea of the type of home you can afford.

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First time buyer mortgage deals

Comparing mortgage deals is daunting when you’re starting out. So we put all our latest offers – sourced via our expert comparison tool – in one place. Our mortgage advisors will happily talk you through them.

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First time buyer calculators

You’ve seen a spectacular property. In your dreams you already live there – but can you afford it? Introducing our mortgage calculator, the most reliable tool in the business when you need to number crunch fast.

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First time buyer information

When you’ve worked hard to buy your first home, securing your first mortgage shouldn’t be taxing. Jargon-free and user-friendly, our mortgage guide tells you all you need to know.

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Because we play by the book we want to tell you that...

You may have to pay an early repayment charge to your existing lender if you remortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
For residential mortgage arrangements, the typical fee is £499, payable on application.
For Buy-to-Let mortgage arrangements, the fee is up to 0.5% of the amount borrowed with £500 payable on application and the balance on completion.
For Shared ownership cases, the typical fee is £599 payable on application.

Lenders we work with

Our mission is to find you the right mortgage, regardless of our commission. We work with a comprehensive range of lenders, big and small to give you totally comprehensive mortgage advice. Here is a selection of some.....

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What our customers say

At Mortgage Scout, delivering customer satisfaction is what drives us to succeed. Here are just some of the client recommendations helping us grow our business everyday.