Discover real-time information on the most competitive first time buyer mortgage rates in the UK. Get to know what a good mortgage deal for a first time buyer looks like.

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.87%, the initial monthly payment would be £1,447 the total mortgage application fees would be £1,099, the total cost of the loan would be £519,753.
If you borrowed £250,000 at an interest rate of 4.87% for 25 years, your monthly repayments would be: £1446.91

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.87%, the initial monthly payment would be £1,447 the total mortgage application fees would be £1,099, the total cost of the loan would be £519,753.
If you borrowed £250,000 at an interest rate of 4.87% for 25 years, your monthly repayments would be: £1446.91

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.89%, the initial monthly payment would be £1,450 the total mortgage application fees would be £1,099, the total cost of the loan would be £506,322.
If you borrowed £250,000 at an interest rate of 4.89% for 25 years, your monthly repayments would be: £1449.82

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.89%, the initial monthly payment would be £1,450 the total mortgage application fees would be £1,099, the total cost of the loan would be £506,322.
If you borrowed £250,000 at an interest rate of 4.89% for 25 years, your monthly repayments would be: £1449.82

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.9%, the initial monthly payment would be £1,451 the total mortgage application fees would be £1,224, the total cost of the loan would be £492,294.
If you borrowed £250,000 at an interest rate of 4.9% for 25 years, your monthly repayments would be: £1451.27

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.9%, the initial monthly payment would be £1,451 the total mortgage application fees would be £1,224, the total cost of the loan would be £492,294.
If you borrowed £250,000 at an interest rate of 4.9% for 25 years, your monthly repayments would be: £1451.27

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.9%, the initial monthly payment would be £1,451 the total mortgage application fees would be £1,224, the total cost of the loan would be £492,294.
If you borrowed £250,000 at an interest rate of 4.9% for 25 years, your monthly repayments would be: £1451.27

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.9%, the initial monthly payment would be £1,451 the total mortgage application fees would be £1,224, the total cost of the loan would be £492,294.
If you borrowed £250,000 at an interest rate of 4.9% for 25 years, your monthly repayments would be: £1451.27

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.9%, the initial monthly payment would be £1,451 the total mortgage application fees would be £1,099, the total cost of the loan would be £527,186.
If you borrowed £250,000 at an interest rate of 4.9% for 25 years, your monthly repayments would be: £1451.27

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.9%, the initial monthly payment would be £1,451 the total mortgage application fees would be £1,099, the total cost of the loan would be £527,186.
If you borrowed £250,000 at an interest rate of 4.9% for 25 years, your monthly repayments would be: £1451.27

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.92%, the initial monthly payment would be £1,457 the total mortgage application fees would be £1,724, the total cost of the loan would be £498,195.
If you borrowed £250,000 at an interest rate of 4.92% for 25 years, your monthly repayments would be: £1457.07

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.92%, the initial monthly payment would be £1,457 the total mortgage application fees would be £1,724, the total cost of the loan would be £498,195.
If you borrowed £250,000 at an interest rate of 4.92% for 25 years, your monthly repayments would be: £1457.07

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.92%, the initial monthly payment would be £1,457 the total mortgage application fees would be £1,724, the total cost of the loan would be £498,195.
If you borrowed £250,000 at an interest rate of 4.92% for 25 years, your monthly repayments would be: £1457.07

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.92%, the initial monthly payment would be £1,457 the total mortgage application fees would be £1,724, the total cost of the loan would be £498,195.
If you borrowed £250,000 at an interest rate of 4.92% for 25 years, your monthly repayments would be: £1457.07

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.93%, the initial monthly payment would be £1,459 the total mortgage application fees would be £1,724, the total cost of the loan would be £484,632.
If you borrowed £250,000 at an interest rate of 4.93% for 25 years, your monthly repayments would be: £1458.53

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.93%, the initial monthly payment would be £1,459 the total mortgage application fees would be £1,724, the total cost of the loan would be £484,632.
If you borrowed £250,000 at an interest rate of 4.93% for 25 years, your monthly repayments would be: £1458.53

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.93%, the initial monthly payment would be £1,459 the total mortgage application fees would be £1,724, the total cost of the loan would be £484,632.
If you borrowed £250,000 at an interest rate of 4.93% for 25 years, your monthly repayments would be: £1458.53

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.93%, the initial monthly payment would be £1,459 the total mortgage application fees would be £1,724, the total cost of the loan would be £484,632.
If you borrowed £250,000 at an interest rate of 4.93% for 25 years, your monthly repayments would be: £1458.53

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.96%, the initial monthly payment would be £1,460 the total mortgage application fees would be £1,224, the total cost of the loan would be £484,137.
If you borrowed £250,000 at an interest rate of 4.96% for 25 years, your monthly repayments would be: £1460

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.96%, the initial monthly payment would be £1,460 the total mortgage application fees would be £1,224, the total cost of the loan would be £484,137.
If you borrowed £250,000 at an interest rate of 4.96% for 25 years, your monthly repayments would be: £1460

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.96%, the initial monthly payment would be £1,460 the total mortgage application fees would be £1,224, the total cost of the loan would be £484,137.
If you borrowed £250,000 at an interest rate of 4.96% for 25 years, your monthly repayments would be: £1460

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.96%, the initial monthly payment would be £1,460 the total mortgage application fees would be £1,224, the total cost of the loan would be £484,137.
If you borrowed £250,000 at an interest rate of 4.96% for 25 years, your monthly repayments would be: £1460

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.96%, the initial monthly payment would be £1,454 the total mortgage application fees would be £100, the total cost of the loan would be £505,420.
If you borrowed £250,000 at an interest rate of 4.96% for 25 years, your monthly repayments would be: £1454.19

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.96%, the initial monthly payment would be £1,454 the total mortgage application fees would be £100, the total cost of the loan would be £505,420.
If you borrowed £250,000 at an interest rate of 4.96% for 25 years, your monthly repayments would be: £1454.19

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.98%, the initial monthly payment would be £1,464 the total mortgage application fees would be £1,025, the total cost of the loan would be £491,948.
If you borrowed £250,000 at an interest rate of 4.98% for 25 years, your monthly repayments would be: £1464.37

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.98%, the initial monthly payment would be £1,467 the total mortgage application fees would be £1,525, the total cost of the loan would be £492,928.
If you borrowed £250,000 at an interest rate of 4.98% for 25 years, your monthly repayments would be: £1467.29

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.98%, the initial monthly payment would be £1,457 the total mortgage application fees would be £100, the total cost of the loan would be £518,801.
If you borrowed £250,000 at an interest rate of 4.98% for 25 years, your monthly repayments would be: £1457.09

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.98%, the initial monthly payment would be £1,457 the total mortgage application fees would be £100, the total cost of the loan would be £518,801.
If you borrowed £250,000 at an interest rate of 4.98% for 25 years, your monthly repayments would be: £1457.09

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.99%, the initial monthly payment would be £1,464 the total mortgage application fees would be £1,224, the total cost of the loan would be £497,686.
If you borrowed £250,000 at an interest rate of 4.99% for 25 years, your monthly repayments would be: £1464.37

For example, on a mortgage of £250,000 over a term of 25 years on an interest rate of 4.99%, the initial monthly payment would be £1,464 the total mortgage application fees would be £1,224, the total cost of the loan would be £497,686.
If you borrowed £250,000 at an interest rate of 4.99% for 25 years, your monthly repayments would be: £1464.37
Your home may be repossessed if you do not keep up with your mortgage repayments. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1%, but a typical fee is £499.
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